NII:净利息收入
“净利息收入”(Net Interest Income,简称NII)是金融机构(尤其是银行与信用合作社)常用的一项核心财务指标,用于衡量利息收入与利息支出之间的差额。在商业领域,该术语常缩写为NII,以便在日常报告、财务分析及行业交流中实现简洁高效的表达。其概念清晰易懂,直接反映了机构通过信贷业务所获得的核心利润水平,对评估经营绩效至关重要。
Net Interest Income具体释义
Net Interest Income的英文发音
例句
- The profitability of banks improved due to higher net interest income and income from fees and commissions.
- 由于净息差上升及来自费用与佣金的收入增加,银行盈利改善。
- This has been growing at a faster pace than net interest income in recent years.
- 近几年,此类收入的增长步伐超出了净息差。
- However, this loss was dwarfed by the pboc's net interest income.
- 不过在巨大的纯利息收入面前,这些损失也变得微不足道了。
- In addition, the rise in funding costs was reflected in only sluggish growth in net interest income.
- 此外,资金成本上涨,亦导致净利息收入(NII)仅录得微幅增长。
- But noninterest income has higher volatility and cyclicality than net interest income, and the marginal benefit of diversification is reducing with the increase of noninterest income.
- 但是,由于非利息收入相比于净利息收入(NII)具有较高的波动性和明显的周期性,随着非利息收入比重的增加,这种分散化所带来的边际收益在逐步减少。
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