TL：定期贷款

“Term Loan”在商业与银行业领域通常被简写为“TL”，这种缩写形式便于日常书写和高效使用。定期贷款（Term Loan）是指有固定期限和明确还款计划的贷款类型，广泛应用于企业融资、项目投资等场景。通过使用简洁的缩写TL，专业人士能够快速沟通并准确传递关键财务信息。

After 1998, commercial banks seek for an expansion of medium to long term loan in order to reduce the pressure of NPL rate, which directly promotes the expansion of medium to long term loan.
1998年后商业银行为降低不良贷款率的压力开始主动追求中长期贷款规模的扩张，直接推动了近几年中长期贷款扩张。
Through this article research we discovered northeast old industrial base enterprise financing channel sole, relying on strongly to the bank loan, unreasonable capital structure, in particular high long term loan proportion, which caused the enterprise interest burden to be heavy and the achievement drops unceasingly.
通过研究发现东北老工业基地企业融资渠道单一，对银行贷款依赖性强，资本结构不合理，尤其是长期贷款比例偏高，导致了企业利息负担沉重、业绩不断下降的问题。
Medium to Long Term Loan(TL) in China : Growing Trend and Consequence
中长期贷款：增长态势与因果逻辑
On Calculating Methods of Accrued Interest of Long - term Loan
企业长期借款应计利息核算浅议
The length of maturity tends to medium and long term loan. But the increasing speed is slower than short term loan in recent years.
银行贷款期限倾向于中长期贷款，但目前短期贷款的增速高于中长期贷款。

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