LTV：贷款价值

“贷款价值比”（Loan To Value，常缩写为LTV），是金融与会计领域中的一个重要指标，用于衡量贷款金额与抵押资产价值之间的比例。该指标广泛应用于信贷风险评估和资产抵押贷款业务中，有助于评估借款人的偿债能力和资产安全性。使用缩写LTV不仅便于快速书写和沟通，也使其在专业文档和商业讨论中的表达更加简洁高效。

Loan To Value具体释义

  • 英文缩写：LTV
  • 英语全称：Loan To Value
  • 中文意思：贷款价值
  • 中文拼音：dài kuǎn jià zhí
  • 相关领域： ltv 会计

Loan To Value的英文发音

例句

  1. Determining certain interest rate and loan to value ratio ( LTV ) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
  2. 存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值(LTV)比能够有效缓释信用风险。
  3. Loan to value ratio a lending risk ratio calculated by dividing the total amount for the mortgage or loan by the appraised value of the property.
  4. 贷款与价值比率放贷风险比率，计算方法为抵押或贷款总额除以物业的估值。
  5. In the case that the retailers have a noncooperation game with the bank, the paper studies the bank ′ s loan to value design when the mortgage commodity ′ s disposal price is no more than its storage one.
  6. 从企业-银行不合作博弈的角度出发，考虑质押物的处理价不高于储存费用的情况下，银行的贷款价值(LTV)比的确定问题。
  7. It comes to the conclusion that in the case that the bank gives the lower loan to value, the retailer will not borrow unless it has no enough initial cash to maintain inventory.
  8. 研究发现如果银行对于质押库存给予的贷款价值(LTV)比较低，企业只有在自有资金不足的情况下，才会向银行申请贷款。
  9. Its sub-sub-subprime with the main difference being that people leave their collateral at the store when they borrow money, often at a 30 per cent loan to value.
  10. 典当行贷出的不是“次级”贷款，而是“次次次级”贷款这两者的主要区别在于，人们从典当行借出的款项通常相当于他们留置抵押品价值的30%。

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