ARM:可调利率抵押贷款
可调利率抵押贷款(Adjustable Rate Mortgages,简称ARM)是一种在商业和金融领域广泛使用的贷款产品。其利率非固定不变,而是会根据市场基准利率的波动进行周期性调整。这种贷款方式常见于住房抵押贷款业务中,借款人可能初期享受较低的优惠利率,但也需承担未来利率上升带来的还款压力。使用缩写“ARM”是为了便于书写和交流,提高专业场景下的沟通效率。
Adjustable Rate Mortgages具体释义
Adjustable Rate Mortgages的英文发音
例句
- The Adjustable Rate Rollercoaster : 2 / 28 adjustable rate mortgages comprise up to80 % of subprime loans today.
- 可调利率过山车:2月28日组成浮动利率高达80%的次级抵押贷款今天。
- The plan would also seek to switch as many borrowers as possible with subprime adjustable rate mortgages into more sustainable loans.
- 这项计划还寻求把尽可能多的浮动利率次级抵押贷款借款人转向更能承受的贷款。
- Their payments on an adjustable rate mortgages will still go up, though not as high as they would have.
- 由于可调的抵押贷款率,他们的付款仍然会上涨,尽管可能不会达到他们预期的幅度。
- Many banks have been accused of exploitative business practice with such loans including misinforming buyers, especially about adjustable rate mortgages.
- 许多银行因这种贷款包括误导买家,尤其是可调整性抵押贷款等原因被指控采用商业剥削手段。
- Today, in the same way, we need an orderly conversion of adjustable rate mortgages to take account of the fundamentally altered financial environment.
- 如今,我们需要以同样的方式有序转换可调利率抵押贷款(ARM),以将彻底改变的金融环境纳入考虑之中。
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