LTV:贷款价值
“贷款价值比”(Loan-To-Value)在商业与金融领域,尤其是在抵押贷款业务中应用广泛,常被缩写为LTV。这一缩写便于书面和口头交流,能够快速传递核心信息。其核心含义为贷款金额占抵押物价值的比例,是评估信贷风险的重要指标之一。
Loan-To-Value的英文发音
例句
- We also advocate a time-varying maximum loan-to-value ratio for residential mortgages.
- 我们还提倡对住房抵押贷款采用因时而变的最大贷款额度与抵押品价值比率(loan-to-valueratio)。
- Stamp duty has been raised, and banks have been " recommended " to lower loan-to-value ceilings.
- 印花税被上调,银行被“建议”降低贷款与估值比率上限。
- They must also vary the loan-to-value ratio on commercial and residential mortgages to forestall real estate bubbles.
- 为预防房地产泡沫,他们也必须适时地调整商业和住宅抵押贷款的贷款价值(LTV)比。
- Part of this is the it's not loan-to-value ratio this is the ratio of mortgage debt to personal consumption expenditure.
- 这并非贷款价值(LTV)比率的问题,一定程度上,是抵押率的问题,即负债对个人消费支出的比率。
- The purchaser calculates a loan-to-value ratio using the current, much lower value of the house.
- 这个买家会用下跌很多的房屋现值,计算出一个贷款与估值比率(loan-to-valueratio)。
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